Asset Protection

Smart and Simple: Everyday Capital Gains Tax Strategies

Smart and Simple: Everday Capital Gains Tax Strategies Not every capital gains tax strategy requires complex trusts or irrevocable planning. Some of the most effective techniques are surprisingly simple and can be implemented by anyone with appreciated investments. These foundational strategies can save thousands of dollars annually and millions over time—all while maintaining complete control...

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Protecting Your Legacy: How Non-Grantor Trusts Shield Washington Families from Capital Gains Tax

Protecting Your Legacy: How Non-Grantor Trusts Shield Washington Families from Capital Gains Tax Imagine being able to sell millions of dollars in appreciated stock and pay zero Washington state capital gains tax—legally and permanently. For many high-net-worth Washington residents, this isn't just a dream; it's an achievable reality through the strategic use of non-grantor trusts.  While this...

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Washington’s Capital Gains Tax: What Every High-Net-Worth Resident Needs to Know

Washington's Capital Gains Tax: What Every High-Net-Worth Resident Needs to Know  If you're a Washington resident with significant investments, you've likely heard about the state's capital gains tax. What started as a controversial new levy in 2022 has now become a permanent fixture of Washington's tax landscape, surviving both constitutional challenges and voter repeal efforts. Here's what you...

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Turn Your Tax Problem into Your Legacy: Charitable Remainder Trusts and Capital Gains

Turn Your Tax Problem into Your Legacy: Charitable Remainder Trusts and Capital Gains  What if you could eliminate a million-dollar tax bill, create a substantial lifetime income stream, generate an immediate tax deduction, and leave a meaningful charitable legacy—all with a single strategy? For philanthropically-minded Washington residents with significant appreciated assets, Charitable...

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Maximizing Estate Tax Benefits with a Disclaimer Trust in Washington State

Maximizing Estate Tax Benefits with a Disclaimer Trust in Washington State Estate tax planning is essential for managing assets and ensuring beneficiaries receive the maximum inheritance. In Washington State, where the estate tax exemption is not portable, a disclaimer trust can be a powerful tool to reduce estate taxes and offer flexibility to the surviving spouse. Washington State Estate Tax...

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Revocable Living Trusts Explained: Your Key to Simplifying Estate Management in Washington State

  Revocable Living Trusts Explained: Your Key to Simplifying Estate Management in Washington State Estate planning can seem complicated, but the right tools can greatly simplify the process for your family. One effective and flexible tool available in Washington State is the Revocable Living Trust (RLT). What exactly is it, and how could it help your family?   What is a Revocable Living Trust? A...

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Proposed Changes to Washington State Estate Tax: What You Need to Know

  Proposed Changes to Washington State Estate Tax: What You Need to Know Washington State is considering significant updates to its estate tax structure, with House Bill 2019 (HB 2019) and House Bill 1375 (HB 1375) currently under review. These proposed changes could impact estate planning strategies, particularly for high-net-worth individuals. Below, we outline the key provisions of these...

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Rethinking Inheritance – Alternative Distribution Strategies

  Rethinking Inheritance – Alternative Distribution Strategies  For many families, leaving an inheritance is not just about passing on wealth—it’s about ensuring financial security, promoting responsible management, and preserving family values. While it may seem simplest to transfer assets outright to heirs, this approach can expose assets to unnecessary risks. In Washington, where the estate...

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Introducing the Washington Gift Trust for Your First Advanced Planning Strategy

  Introducing the Washington Gift Trust for Your First Advanced Planning Strategy For Washington residents, estate planning involves unique tax considerations. Unlike federal guidelines, Washington State sets a much lower threshold for estate taxes, which can apply to estates far smaller than the federal exemption level. This discrepancy means that many families may face unexpected state estate...

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