Life Insurance

Life insurance is a unique asset in that it serves numerous diverse functions in a tax-favored environment. Life insurance proceeds are received income tax free and, if properly owned by an Irrevocable Life Insurance Trust, life insurance proceeds can also be received...

Your Durable Power of Attorney

What is a Power of Attorney? Do you have a Power of Attorney? This document allows another to represent you and act on your behalf to deal with typical financial matters. These matters include a broad range of activities including but not limited to banking...

Why Plan Your Estate?

Estate and asset protection planning provides solutions to the following types of concerns (this list is not inclusive): How will I avoid the cost and inconvenience of probate for my spouse and children? For many clients, the best solution is a revocable trust, often...

Single Member LLC

A single member LLC is ideally suited for segregating a potentially “hot” asset from other assets. Examples of hot assets are small businesses, professional practices, and investment real estate such as a rental house, commercial property, or even vacant land. A...

Long-Term Care Insurance

Long-term care is the type of care that you may need if you can no longer perform “activities of daily living” by yourself, such as eating, bathing or getting dressed. It also includes the kind of care you would need if you had a severe cognitive...